Terms & Conditions


Last modified 03/14/23

This Agreement governs your access and use of information, content, services, applications, or other features available through businessdeals.capitalone.com (the “Site”), which are provided by Capital One, N.A. This Agreement, along with any policies, Frequently Asked Questions, notices, disclaimers, and restrictions available on the Site are referred to collectively as the “Agreement.” Depending on the circumstances, we refer to Capital One and its affiliates and related entities as “we,” “us” or “our.” This includes Capital One Financial Corporation, Capital One, N.A. and each of their successors, assigns, agents, and representatives. Capital One’s offices are located at 1680 Capital One Drive, McLean, Virginia.

Before accessing the Site, please read this Agreement. You accept this Agreement by accessing or using the Site. If you don’t accept these terms, you may not use the Site.

This Agreement is in addition to other agreements that may apply to you, including your Capital One credit card, checking, savings, and/or auto loan account(s) (“Account” or “Accounts”) agreements and including our Online Banking Terms and Conditions. If there is a conflict between this Agreement and other policies or terms, solely as they apply to the Site this Agreement governs. The terms of this Agreement are not intended to modify any disclosures or other terms that are required by law. Please also visit www.capitalone.com/privacy for information about how Capital One collects, uses, and discloses personal information in connection with the Site.

1. Third Party Vendors.

To enhance the benefits provided by Business Deals, some third party vendors and/or third party web sites may be linked to or embedded in the Site (“Other Sites”). These Other Sites may have their own governing terms of use and privacy policies, which Capital One does not control and this Agreement does not address.

Capital One does not monitor, endorse, or guarantee Other Sites. And we assume no responsibility for Other Sites. This includes Other Sites’ availability; the accuracy of their content or links; the security from viruses or harmful code; the products and/or services featured on Other Sites; the availability, pricing or discounts of products and/or services on Other Sites; the quality or timeliness of services you receive on Other Sites; and the use, handling, processing, or security of information you provide. This includes any associated cookies, subsequent tracking or marketing, whether by Other Site vendors, their third party service providers, Internet browser services or otherwise. Capital One does not control, monitor, endorse or guarantee, and assumes no responsibility for, images, videos, descriptions, reviews, ratings, prices, and inventory and availability information you may receive from Other Sites.

You should verify the accuracy of any third party information provided by Other Sites on your own. If you have a specific concern related to the content, product or services of an Other Site, you should contact the Other Site and not Capital One.

By using the Site and purchasing products and/or services from Other Sites participating in Business Deals, you understand and agree that such Other Sites may share information with Capital One regarding your purchase of products and/or services featured in connection with Business Deals. Such information sharing is intended to enhance the quality and utility of Business Deals.

2. Accessing the Site

The Site is intended to be accessed, viewed, and used only by small and medium-sized businesses, as authorized by Capital One (“Authorized Users”). Your customers, suppliers, or other third parties are not allowed to use, view, or access the Site without Capital One’s prior authorization. They would also then need their own username and password.

You are responsible for all activity associated with your account, username, and password. You agree to keep your username, password, and any other security or access information confidential; to prevent unauthorized access to or use of your user account and the Site; and to accept responsibility for all activity, postings, comments, charges and damages that occur under your account, to the fullest extent permitted by law. If you believe the security of your username, password or account has been compromised, you agree to notify Capital One immediately.

Some aspects or functions of the Site may not be available on all devices or browsers, or in all geographic locations. Mobile users acknowledge that your wireless provider may charge for your use of the Site, including, but not limited to charges for data transmission. These fees are not charged by Capital One, and you should contact your wireless provider to determine what fees, if any, will be charged.

3. Terminating Your Account and Restricting Site Access.

Capital One may, at its sole discretion, cancel, suspend or terminate your account at any time for any reason without prior notice to you. Capital One may also restrict or terminate your access to the Site at any time and for any or no reason without prior notice to you. This includes, but is not limited to, automated access restrictions based on any of the conduct noted above. In addition, the following acts will also lead to cancellation and termination of your account and/or access to the Site: (1) violation of this Agreement; (2) request by a government agency; (3) technical issues; (4) extended inactivity; (5) upgrades to, modifications to, or termination of Business Deals; and (6) using the Site to promote or sell your products and services; (7) using an internet bot for spam or other improper purposes; (8) posting, publishing, sharing or otherwise improperly using any Business Deals coupon or promotion codes, including sharing of Business Deals benefits with others (whether by sharing of username(s), password(s), Business Deals-related links, etc.).

4. User Representations, Warranties, and Covenants.

By accessing the Site, you represent, warrant, and covenant to Capital One that:

  • You will comply at all times with all applicable federal, state and local laws, rules and regulations in your use of the Site and/or your use or disclosure of any data, information or materials you post or receive through the Site.
  • You will not use the Site for any purpose which is improper, unlawful, abusive, harassing, libelous, defamatory, obscene or threatening, or which violates this Agreement or the terms of any other Agreement.
  • You will not resell any products or services purchased from vendors participating in Business Deals, whether purchases are made via links to vendor sites featured by Capital One on the Site or otherwise.
  • You will not, nor will you permit any other person, corporation or entity, without the prior written consent of Capital One to (i) copy, duplicate, or grant permission to the Site or any part thereof; (ii) create, attempt to create, or grant permission to the source program and/or object program or code associated with any software component of the Site; (iii) assign, sublicense, rent, timeshare, loan, lease or otherwise transfer the Site or directly or indirectly permit any third party to use the Site; (iv) decompile or disassemble any software or other component of the Site or any report or document generated therefrom; (v) engage in any reverse engineering; (vi) modify, alter or delete any of the copyright notices embedded in or affixed to the copies of any components of the Site; (vii) export any application provided hereunder or any portion of the Site, or access the Site from outside the United States; or (viii) use Capital One’s name, URL, trademarks, server, or other materials in connection with or to transmit any spam
  • Data transmission from your computer will be free from (i) any viruses that are designed to modify, damage, delete or disable the Site or any applications thereon; (ii) any hidden passwords that permit unauthorized access to the data or the Site, or (iii) any embedded code that could trigger, shut down, or disable the Site or its Authorized Users.
  • You have all regulatory approvals, authorizations, licenses, permits, and other permissions needed, if any, to use the Site and perform your obligations hereunder.
  • You understand that the Site and its content are provided for informational purposes only for use in your ordinary course of business. You agree you will not show or display to any unauthorized person (including any customer or consumer), in printed form or in any other manner, any information on or related to the Site.
  • You will not use the Site to market, sell or otherwise promote your products or services. You will not use the Site to market, sell or otherwise promote the products or services of any other party, if you are being compensated, directly or indirectly, to provide for such services.
  • Neither this Agreement, nor any content, materials or features of the Site create any partnership, joint venture, employment or other agency relationship between us. You may not enter into any contract on our behalf or bind us in any way.
  • You agree not to attempt to damage, deny service to, hack, crack, reverse-engineer, disrupt, attack, flood, spam or otherwise interfere in any way (“Interfere”) with the operation of the Site or related information systems. If you in any way Interfere with the Site or its operation, you agree to pay all damages incurred by Capital One and its licensors or providers, including any consequential damages, that result from the Interference. Your Interference with the Site is a material breach of this Agreement and relieves Capital One of any of its contractual or other legal obligations to you (including its confidentiality obligations). Capital One will cooperate with authorities in prosecuting anyone who interferes with the Site or attempts to defraud any person through the Site or the information obtained from the Site. YOU AGREE NOT TO CIRCUMVENT, OR FACILITATE A THIRD PARTY IN THE CIRCUMVENTION OF, ANY OF THE SITE’S PRIVACY OR SECURITY MEASURES.

5. Compliance with Laws.

You agree that you will only use the Site and Business Deals in a manner consistent with all applicable local, state, national, and international laws and regulations, including, but not limited to, United States export control laws. As a registered user you agree that you are not (i) located in, under the control of, or a national or resident of any country to which the United States has embargoed goods; (ii) located in a country other than the United States; (iii) identified as a “Specially Designated National”; or (iv) on the Commerce Department’s Table of Deny Orders. Membership in, and use of, Business Deals is void where prohibited. To the extent that Business Deals is not legal in your jurisdiction, you may not use it.

You expressly understand and acknowledge that information communicated via the Site shall not include information about individual customers or consumers which constitutes “Non-Public Personal Information” as such information is defined in Title V of the Federal Gramm-Leach-Bliley Act, the CFPB Regulations promulgated pursuant thereto, 12 CFR §1016, and any similar state privacy laws or regulations (collectively, the “Privacy Act and Regulations”). Use and disclosure of any Non-Public Personal Information on the Site is prohibited.

6. Confidential Information.

“Confidential Information” shall mean the nonpublic and/or proprietary information disclosed by Capital One. This includes without limitation all forms and types of financial, business, scientific, technical, economic or engineering information of Capital One. You agree to keep all Confidential Information acquired from Capital One, whether in connection with your use of the Site or otherwise, confidential. You shall not use the Confidential Information except as expressly provided herein. You shall not disclose the Confidential Information without express prior written permission from Capital One. All Confidential Information shall remain the property of Capital One and shall not in any manner be deemed licensed or transferred to you. You shall promptly return or destroy all Confidential Information, as directed by Capital One, upon the termination of this Agreement, upon termination of your rights to use the Site, or upon termination of the access agreement or lender agreement under which you are authorized to use the Site.

You shall comply with all privacy and data protection laws, rules and regulations. Without limiting the generality of the foregoing sentence, you agree that you will not use or disclose to any other party any nonpublic personal information which you receive in connection with this Agreement or through the Site, except as expressly permitted herein or by applicable law.

You acknowledge and agree that: (a) irreparable injury will result to Capital One in the event of a breach by you of this obligation of confidentiality; (b) Capital One's remedy at law for such breach is inadequate; (c) Capital One, in addition to any monetary damages for any such breach, shall be entitled to temporary and permanent injunctive relief without the necessity of proving damages; and (d) Capital One shall not be required to post bond as a condition of such relief. This provision shall survive the expiration or termination of this Agreement and any applicable access agreement, lender agreement or other agreement between Capital One and the party that authorized you to use the Site.

7. Other Agreements.

Your use of the Site is subject to any additional agreements that you or your employer may have with Capital One or any of its affiliates. This includes any agreements relating to retail installment sales contracts. The terms of those agreements still apply. Acceptance of this Agreement shall not be considered a modification or limitation of any other agreement.

8. Changes or Amendments.

We may change, suspend, or discontinue the Site, or any of their features, at any time without notice. We may amend any of this Agreement’s terms at our sole discretion by posting revised terms on the Site. Unless otherwise indicated, when you use the Site after the effective date of the revised terms, you accept the terms.

9. Termination.

Your rights under this Agreement will cease without notice if you fail to comply with any of its terms. In such a case, we may immediately stop your access to the Site.

10. Notices.

We may provide you with notices related to the Site by email, text message/SMS, regular mail, or postings on the websites or apps related to the Site. By providing your mobile number, you consent to receive autodialed and prerecorded / artificial calls, including text messages, from Capital One and its agents. Message and data rates may apply. Your use of the Site is subject to the Electronic Communications Disclosure(“eCommunications Disclosure”). This allows us to provide you with certain communications and other records electronically.

11. Tech Support.

Capital One may not be able to provide support for the Site. If Capital One provides support, it will be in addition to other support for your Account. You agree to any support rules, policies, and determinations.

12. Feedback.

You agree that any suggestions, comments, and feedback you submit to Capital One (“Feedback”) shall be the property of Capital One. Capital One is free to use any Feedback without any restriction of any kind. This includes without limitation the right to reproduce, display, transform, distribute and create derivative works. Capital One can also use any ideas, concepts, know-how or techniques in such Feedback for any purpose.

13. Disclaimer of Warranty.

CAPITAL ONE PROVIDES ACCESS TO THE SITE “AS IS.” CAPITAL ONE MAKES NO EXPRESS OR IMPLIED WARRANTY OR REPRESENTATION. CAPITAL ONE DISCLAIMS ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, AND ANY WARRANTIES ARISING FROM THE COURSE OF DEALING OR PERFORMANCE. NO ORAL OR WRITTEN ADVICE OR INFORMATION GIVEN BY US CREATES ANY KIND OF WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT.

14. Limitation of Liability.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU ASSUME ALL RISK THAT MAY RESULT FROM YOUR USE OF THE SITE. YOU AGREE NOT TO HOLD US LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES RELATING TO YOUR SIGNING UP FOR AND/OR ACCESS OR USE (OR INABILITY TO ACCESS OR USE) THE SITE, REGARDLESS OF WHETHER THEY’RE BASED ON WARRANTY, CONTRACT, TORT, STATUTE, OR ANY OTHER LEGAL THEORY. THIS INCLUDES WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES. THE SITE MAY SOMETIMES BE DOWN, DELAYED, OR INTERRUPTED. CAPITAL ONE IS NOT LIABLE TO YOU FOR ANY INTERRUPTIONS OR UNAVAILABILITY OF THE SITE. SHOULD THE SITE PAY BE DEFECTIVE IN ANY WAY, WE ASSUME NO LIABILITY FOR SERVICING, REPAIR, OR CORRECTION. CAPITAL ONE HAS NO OBLIGATION TO CORRECT ANY BUGS, DEFECTS, OR ERRORS IN CONNECTION WITH THE SITE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE, PRODUCTS AND SERVICES PROMOTED ON THE SITE, SITE CONTENT, USER POSTINGS AND FEEDBACK, OR ANY OTHER SITE RELATED INFORMATION IS TO STOP USING THE SITE.

IF YOU ARE DISSATISFIED WITH THE SERVICE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP USING THE SERVICE.

IN STATES WHERE THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES MAY NOT APPLY, OUR LIABILITY IN THOSE STATES IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST EXTENT PERMITTED BY LAW BUT SHALL, IN NO EVENT, EXCEED TEN DOLLARS ($10).

15. Indemnification.

You agree that you are personally responsible for your conduct while using the Site. You agree to indemnify, defend, and hold harmless Capital One and our respective owners, affiliates, directors, officers, employees and agents from claims, losses, expenses, liability, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable attorneys’ fees, caused by or arising out of your use, misuse,or inability to use the Site, or any violation by you of these terms. This provision will survive the expiration or termination of this Agreement.

16. Governing Law; Jurisdiction; Venue.

Virginia law governs this Agreement without regard to its conflicts of law principles. To the extent permitted under any applicable law, this Agreement will not be subject to the Uniform Computer Information Transactions Act as codified or amended. You irrevocably and unconditionally submit to the jurisdiction and venue of the United States District Court for the Eastern District of Virginia. If this court does not have subject matter jurisdiction, then you submit to the courts of Virginia located in Henrico or Fairfax County.

17. SPECIAL NOTICE FOR CALIFORNIA USERS.

Under California Civil Code Section 1789.3, certain users of the Services from California are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210. You may contact us at:

Capital One
Attn: Legal Notice
PO Box 30285
Salt Lake City, UT 84130-0285

18. Capital One’s Intellectual Property.

Capital One owns the intellectual property rights related to or used in connection with our [SERVICE/PRODUCT]. This includes patents, trade secrets, copyrights, and trademarks. All other intellectual property rights are the property of their respective owners. Nothing in this Agreement gives you any rights with respect to any intellectual property rights owned by Capital One or others. All other trademarks and graphics are the property of their respective owners.

19. Severability.

If any part of this Agreement is void or unenforceable, all remaining terms shall remain valid and enforceable.

20. Non-Waiver.

We shall not be deemed to have waived any of our rights or remedies unless such waiver is in writing and signed by us. No delay or failure on our part to exercise any right or remedy shall be a waiver of that or any other right or remedy. A waiver on any particular occasion shall not be construed as a bar or waiver of any rights or remedies in the future.